LifeWise offers its members a variety of benefit levels and deductibles to choose from, depending on which plan is appropriate for you. LifeWise members have the freedom to make an appointment with a specialist without obtaining a referral from a primary care physician. With a wide variety of health plans, you can choose one to suit your health care needs as well as your budget. LifeWise asserts that its mission is to provide its members with peace of mind regarding their health care coverage.