Celtic Basic plans provide affordable health care, maximum lifetime coverage of five million dollars, two thirty dollar co-pay office visits a year, an optional co-pay Prescription Drug Card or a free Rx Discount Card. Celtic Basic also offers a two-hundred dollar wellness benefit, which becomes available to members after twelve months of coverage. CeltiCare Select PPO provides quality health care at a lower premium by using participating providers within its network. When members of this plan visit a network provider, the co-pay is only ten dollars.